Life insurance in a Pandemic

I recently wrote a post for the COVID-19 Actuaries Response Group about some of the implications of COVID-19 for the life insurance industry? How is managing a life insurer in a pandemic not akin to selling home and car insurance in the middle of a hailstorm?

Details below:

Life Insurance in a Pandemic - COVID-19 Actuaries Response Group
South Africa has seen one of the highest burdens of excess deaths globally during the COVID-19 pandemic. It is estimated (by MRC and UCT researchers) there have been more than 260,000 excess natural deaths since the start of the epidemic up to 18 September 2021. This measures the excess of all regis…